[vc_row][vc_column][ultimate_spacer height=”30″][/vc_column][/vc_row][vc_row][vc_column][vc_single_image image=”799″ img_size=”full”][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading text=”Our Strength” font_container=”tag:h3|text_align:left” use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]We have experience and expertise to provide comprehensive insurance services for property, casualty, liability, employee benefits, risk management services and other related services.
We have developed industry specific & sector specific competencies in energy, power, infrastructure, pharmaceuticals, IT/ITES, Government Organisations that that allow us to respond to unique demands and opportunities in those industries & sectors.
While handling these insurances across industries & sectors, we have acquired valuable insights, some are specialized, and that has brought us recognition in the insurance market. Owing to this, our clients continue patronizing us, which we are proud to acknowledge.
The differentiators are
- Qualified And Experienced Team
Well qualified and with rich experience, we provide reliable advice - Strong Product Customization Capability
Ability to create innovative risk management solutions, optimal insurance programs, driven by client philosophy & needs, not merely by availability of products & services - Strong Relationship With Insurers At The Highest Level
With our relationships, we obtain appropriate coverage, terms & conditions and competitive price - Extensive Claim Settlement Experience
With our experience in claim settlement, we protect your interest
We list out some of the challenging areas that have huge impact on the claims. Though look simple & innocuous, we guide the clients so that they are adequately protected
- Description of the items to be insured – stocks vs stocks in process, sometimes the description & designation as practiced by you are not accepted
- Breakup of the sum insured – items wise and value wise
- Location, single location vs multiple location, postal address, PIN
- Values – uninsurable values – replacement values vs gross values vs market values, checking adequacy, gross profit and standing charges
- Understand the value components for the major items, its implications
- Policy exclusions, warranties, conditions
- Multiple policies, Overlapping policies, Umbrella policies
- Non uniform , non homogenous risk coverage across the organization
- Staggered expiry dates throughout the year
- Liability insurance programs – implications for business
- Statutory requirements, Good to have policies
- Adequacy in the limit of liability
- Add on covers, Extensions, Basis, Territory, Jurisdiction, Governing Laws
- Evaluating the insurance relations – policy wordings, exclusions, geographical presence, claim handling expertise etc.
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