- Under Law – Manufacturers, suppliers, distributors, retailers, and those who make products available to the public are held responsible for the injuries those products cause.
- Product Liability insurance is intended to provide protection in the event of a claim being brought if the product they sold or supplied is defective and causes harm
- This insurance is recommended for every business that manufactures products including food, beverages, clothing, toys, automobiles, drugs & Medicines, etc.
- This insurance can be further widened to include product recall expenses, including crisis responses and publicity
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