- With the advent of digital technology, there is greater usage of electronic equipment and the hardware and software have greatly innovated to the next level, making the equipment expensive.
- These equipment’s & gadgets have become an integral part of our life, the personal life & work life comes to standstill if they are damaged or lost, we feel crippled, they have become our other skin.
- This policy is on “All Risk” covering the physical damage or loss to the equipment’s from any accidental external and fortuitous events like fire, explosion, impact damage, rolling over/toppling/capsizing, fall from a height, sliding, skidding, and the like subject to any expressly excluded perils/losses
- Special features: The equipment under this policy should be covered for current replacement value irrespective of the original invoice value and the age of the equipment/gadget
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